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I have not took the loan but my cibil rate enter in my states so cancel be wrong loan?

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asked Dec 22, 2015 in Others by Manju

I Have not took the loan But my cibil rate enter in my states so cancel be wrong loan I Am so Confused and and had a problem of due to mis data enter Opened 05/10/2004 Sanctioned Rs .1, 00, 000 Current Balance -94, 903 Reported and certified - 31-03-2005 PMT Hist Start 01/03/2005 PMT Hist End 01-03-2005 I dont no this loan please cancel be wrong loan

 

1 Answer

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answered Dec 27, 2015 by Raja
Dear Manju

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

Your email is extremely confusing and not conveying the problem in sequence.  I assume that probably due to an outstanding loan, your CIBIL status is effected.  You stated that some loan balance is still existing, which you supposedly has not availed.  In such a case, you should be approaching the bank, speak to them, try to get a clarification regarding the loan liability and then take up the score update with CIBIL.  Getting in touch with the bank, where you are being shown as a defaulter is very essential.  

RAJA
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