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Cheque Clearing Amount Diffrence?

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asked Sep 9, 2016 in Others by Jaspal Kumar Dhunna

Hello sir,

I am holding current acount with miller ganj branch ludhian. account no 91******9524626 national spring industries
presented cheque for clearing into miller ganj branch. your bank. miller ganj branch ludhiana with cheque number 200077 for rs 100000 one lac only, . but i got only 10000 ten thousand only please guide me process (if some formalities to be done by my side).. & what is time frame for this issue to be resolved & when i can get balance money into my account. 
your earliest response will be appriciated. 
 

1 Answer

0 votes
answered Sep 15, 2016 by Mohan
Dear Jaspal,

At the outset, let me clarify that this site is designed by a group of senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

I am afraid your complaint sounds incredulous. There can be no reason for the bank to have credited only Rs.10000/- against the amount of cheque deposited by you being Rs.100000/-. especially when cheques are cleared through electronic process pan India. Thus, if you have indeed suffered as claimed, I wonder what has prevented you from visiting the branch for immediate resolution. This does not appear to be an ordinary situation where one seeks remedy through email.

I am sure you have documentary proof to establish that you deposited Rs.100000/- cheque. Please contact the branch in person and seek a resolution.

Regards

 

J R Mohandas

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