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Recent Banking Credit, Transfer, Loan and Mutual Funds Questions - Banking Complaint
BankingComplaint - A ONE STOP Platform to get answers from the BEST of Industry GURUS | We are in Beta - Will be Fully functional soon

ATM Pin is not received |I send a imps but mistakely a/c no was wrong.how to return my imps in my account |Help Please Refund the Money |What's the benefit of Demonetisation process? |IMPS Fund Transfer |Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Excess deduction of intercity charges |Unprofessional and Not a Fair Way of Collection |An amount of Rs 920/- has been debited from my account twice |Transaction Failed Meanwhile Transferring |Failed transactions not reversed, money held up |Account Issue |Negative balance against non maintenance of minimum balance |Amount Debit From Account but Not Credited To Mahavitaran |How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Payment Not Ready |For putting extra charges of 1600/- |Ecs charges refund |Double debit on swiping the debit card |in 2016 Lien Marked on my Saving Account towards Credit Card Joining Fee of 35000 unpaid in the year 2008 |Refusal attest my passbook |Cheating with bank account |

Please help me to understand what is DD?

0 votes
46 views
asked Sep 20, 2016 in Others by Shubham Mishra
Can somebody tell me how dd works and what the process of  DD

1 Answer

0 votes
answered Sep 21, 2016 by Uday

Hi Mishra

At the outset, let me clarify that this site is designed by a group of senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

The DD is know as Demand Draft where the payment to the beneficiary is assured by the Bank of issuance on presenting to within 3 months from the date of issue.

In the case of DD the payment has to me made in advance with the details of the name of the beneficiary and place where the DD needs to be drawn after complying with formalities of the Bank where customer wants to avail. Trust your query is satisfied with.

Uday Bhat

 

 

 

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