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Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |Excess deduction of intercity charges |Unprofessional and Not a Fair Way of Collection |Non clearance of Chaque no. 800609 |An amount of Rs 920/- has been debited from my account twice |Not respecting Customers |Transaction Failed Meanwhile Transferring |Complaint status update ID 23790 |Account Issue |Amount Debit From Account but Not Credited To Mahavitaran |How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Payment Not Ready |Harassment by bank |High rate of interest and improper behaviour from bank employee |Credit card status undelivered |in 2016 Lien Marked on my Saving Account towards Credit Card Joining Fee of 35000 unpaid in the year 2008 |About my money is debited but not refunded to me |Refusal attest my passbook |Poor service |Cheating with bank account |

Penalty for non maintaining minimum balance in my account?

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asked Jan 2, 2016 in Others by K D Shrivastav
I had a some balance in an account, IT park, bangalore branch.The bank has debited penalty charges from many past months & my bank balance is zero few months back. They continued to apply penalties. As I am aware bank has asked banks not to take advantage of customers inattention (in 2104). But i dont understand why your bank is charging penalties.

1 Answer

0 votes
answered Jan 5, 2016 by Raja
Dear Shrivastav

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

Please write to your home branch / bank for closing the account, since you are not operating the account and not interested in continuing with the same.

RAJA

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