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Personal loan?

0 votes
4 views
asked Jan 11, 2016 in Others by Agnihotry

Sir my name is Prakash Narayan agnihotri and I applied for personal loan with all required document. I am having pension account and my age is 60 plus . And loan department not behave properly and giving me wrong statement . I m not able to make more rounds of bank. Please considers my complain and clear my loan.

 

1 Answer

0 votes
answered Jan 11, 2016 by Raja
Dear Prakash

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

In view of your age, it is not possible for any bank to consider sanctioning a personal loan, unless your annual income even after retirement is substantial to pay off the loan required by you.  Hence, meet up with the branch manager / loan officer to understand, whether they can consider granting a personal loan based on your pension / other income, if any etc.

RAJA

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