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Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |Excess deduction of intercity charges |Unprofessional and Not a Fair Way of Collection |Non clearance of Chaque no. 800609 |An amount of Rs 920/- has been debited from my account twice |Not respecting Customers |Transaction Failed Meanwhile Transferring |Complaint status update ID 23790 |Account Issue |Amount Debit From Account but Not Credited To Mahavitaran |How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Payment Not Ready |Harassment by bank |High rate of interest and improper behaviour from bank employee |Credit card status undelivered |in 2016 Lien Marked on my Saving Account towards Credit Card Joining Fee of 35000 unpaid in the year 2008 |About my money is debited but not refunded to me |Refusal attest my passbook |Poor service |Cheating with bank account |

Bank denying me credit card?

0 votes
29 views
asked Jul 31, 2015 in Credit Card by Sumit
I have applied twice for credit card in my bank where I hold my saving account for past 4 years. But the bank is denying me the credit card. Kindly help.
commented Aug 25, 2015 by Raja
Hi Sumit

Banks issue credit cards subject to CIBIL and other related parameters pertaining to credit.  Pl ask your bank to furnish precise reason/s for declining.  Based on their response, you may proceed further.

Regards
RAJA

1 Answer

0 votes
answered Aug 27, 2015 by Uday
Dear Sumit

We appreciate your concern in not getting card despite having account fr 4 years. You may approach them for ascertaining valid reasons they may inform . They may be having secured card as a new product, please check for the same.

Uday
commented Aug 31, 2015 by Sumit
Hello Sir,

Thank you So much for your help.
I think this is a first site where I think I get a proper guidance and help.

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