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Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |Excess deduction of intercity charges |Unprofessional and Not a Fair Way of Collection |An amount of Rs 920/- has been debited from my account twice |Not respecting Customers |Transaction Failed Meanwhile Transferring |Account Issue |Amount Debit From Account but Not Credited To Mahavitaran |How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Payment Not Ready |Credit card status undelivered |About my money is debited but not refunded to me |Refusal attest my passbook |Cheating with bank account |Cash Deposit Machine Error Amount Not Credited to Account |Cr.Card bill issued to me while that card not being owned by me |IMPS FUND transfer |Full & final settlement and relieving letter not received. |Imps transfer failed but money debited and not credited to another account |Aadhaar not active in my account for lpg subsidy |

Credit Card denial?

0 votes
18 views
asked Jul 31, 2015 in Banking and Credit by Sumit
Bank not giving credit card

1 Answer

0 votes
answered Jul 31, 2015 by Priyanka G
Did you previously have a credit card and did you ever default? Bank generally checks Credit Score. If you have a low score bank denies you the credit card. Also if you don't maintain your average quarterly balance in your saving account, bank has full right to deny you the credit card.

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