My salary payment stopped for last six months?

Question

My salary was stopped for payment for last six months in bank I am working for teacher at Government School . I am not get any salary loans in bank and any other banks. I ask at branch, they say agriculture insurance loan due was in pending. so I am paid in part amount, and I request some more time for pay the balance amount . but they have not accepted and not release my salary. I think My account was mis used for officials. I am compliant at  no response and did not take any action . I am severely affected for my medical expenses and my old age parents, children's education expensesand facing many problem's in day to day daily life situations for not get in salary. So, the bank is responsibility for all my life events and my losses even my death, we are no way to live in life.
 

Answer 1

Dear Kumar

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any query / complaint / grievance in respect of financial services.  This site does not belong neither to any Bank nor a Regulator, which may please be noted.

The bank seems to be adjusting your salary towards payment of the loan, which must be overdue.  You should be approaching the bank in consultation with your school authorities, requesting for more time to pay off the loan taken by you.  Bank must the credit the salary to your loan account under check-off facility, probably signed by your salary disbursing authority.  Please explain your difficulties to the Bank officials and request for deferring the payment, which should be mutually agreeable.

RAJA