Housing loan guarantor in 2003 correction.?

Question

My name is ramesh  Since 2011 first time i join a job and that time i am working for ikya human capital solution pvt ltd. At first time i have take a loan from bank personal loan and now this time showing in my cibil credit score that i am a guarantor housing loan. But i haven't become a gaurantor of any person housing loan. At 2003 my age was 21 year's old and i haven't any job then how can i come a guarantor, becose that time. I haven't any knowledge about loan and gaurantor. So sir therefore it is request you to re-correct my cibil score after veryfiying as soon as possible . I am an not any defaulter please see and to correction and also email to me. For this kindness i shall be highly obliged to you. Your's obetient Ramesh
 

Answer 1

Dear Ramesh

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

You can write to CIBIL to inform the details of you being a guarantor for a housing loan.  Thereafter, take it up with the respective financial institution regarding your contention that you were never stood as a guarantor for any housing loan and hence, CIBIL should correct their records.

RAJA