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Wrong account person NEFT transaction of rs 135000/ -?

asked Oct 26, 2015 in NEFT by Santosh Bhojane

Dear Sir,
As per subject, i did credited wrong account NEFT by net banking Rs 135000/-
So i was complaint to concern bank is Bank..They have hold payment And i was complaint in my bank, My account holding bank Hadapsar, Pune-28 Canara Bank Manager can not process for revert payment in my account. Bank manager told me this transaction done by your account, We can not help you..
Sir, Kindly help me for this payment revert process.
Thanking You
Mr Santosh Bhojane

1 Answer

answered Oct 27, 2015 by Pradipta

Hi Santosh,

You have not mentioned the receiving Bank name though funds have been transferred from your account with Canara Bank. In this situation, neither Canara Bank nor the receiving Bank will be able to reverse the amount on its own without consent of the payee (beneficiary of the amount). However, follow the below steps :-

1) Write immediately an application to your Canara Bank branch requesting it to take up the matter with the receiving bank.

2) The receiving bank will be requested by Canara Bank to contact the payee (the beneficiary of the amount) and advise him / her about the wrong credit. The receiving Bank may be requested to mark lien on the said amount.

The amount can only be reversed from the beneficiary account and credited back to your account if the beneficiary of the amount will submit an application to his / her Bank (the receiving bank) to reverse the amount.