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How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Refusal attest my passbook |Cheating with bank account |Cash Deposit Machine Error Amount Not Credited to Account |IMPS FUND transfer |Full & final settlement and relieving letter not received. |Imps transfer failed but money debited and not credited to another account |Aadhaar not active in my account for lpg subsidy |Tip/scg.Visa.Pos.Dt 240116 |Wrongly Debited Rs. 5000/- |Digipurse wallet |High value cheque was returned by bank service branch |COLLECT Transaction Failure But Amt deducted |Txn fail and amount cut |No enquiry for my new account issue for 2000 thousand rs not show in my account diposit |Refund of wrongly debited money |Amb chrg incl st & cess |TBMS charges |Home Loan is Sanctioned but Didn't get Appointment for Home Loan Formalities |Deduction of SMAB charges from SAVING account |HDFC Bank — Cancellation of car loan |CIF not transferred during bank account transferred |Cif number not changed |Arrears on a/c of Pre 2006 notifications for defence pensioners |

Credit card blacklist?

0 votes
16 views
asked Sep 14, 2015 in Others by Suneet 08

hey two year back i have a hdfc credit card but bcoz of payment confusion i am blacklist and nw i am not eligible for any credit card.. please help me get over this and i wanted that my cbil shud be good. This was all banks and now i am not eligible for any credit.

 

2 Answers

0 votes
answered Sep 14, 2015 by Raja
Dear Suneet

Unless you pay the dues of your earlier credit card, the issuing Bank would not clear your name as defaulter from CIBIL.  I suggest to get in touch with the previous credit card issuer, get into a settlement with certain waiver, pay off the settlement dues to the Bank and then seek restoration of your CIBIL score.

RAJA
0 votes
answered Sep 19, 2015 by Deepak
As regards removal of name from CIBIL black list, you will have to settle outstanding dues, if any, with HDFC Bank and get a no dues certificate from that Bank. The Bank will have to write to CIBIL to that effect. Unless and until your name is removed from the CIBIL adverse list, you will not get fresh credit card or any loan.

 

Thanks and regards

 

Deepak

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