BankingComplaint - A ONE STOP Platform to get answers from the BEST of Industry GURUS | We are in Beta - Will be Fully functional soon

Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |Excess deduction of intercity charges |Unprofessional and Not a Fair Way of Collection |An amount of Rs 920/- has been debited from my account twice |Not respecting Customers |Transaction Failed Meanwhile Transferring |Account Issue |Amount Debit From Account but Not Credited To Mahavitaran |How can a car dealer encase the e voucher payment of ZIP DRIVE car loan from HDFC BANK? |Payment Not Ready |Credit card status undelivered |About my money is debited but not refunded to me |Refusal attest my passbook |Cheating with bank account |Cash Deposit Machine Error Amount Not Credited to Account |Cr.Card bill issued to me while that card not being owned by me |IMPS FUND transfer |Full & final settlement and relieving letter not received. |Imps transfer failed but money debited and not credited to another account |Aadhaar not active in my account for lpg subsidy |

Credit card blacklist?

0 votes
20 views
asked Sep 14, 2015 in Others by Suneet 08

hey two year back i have a hdfc credit card but bcoz of payment confusion i am blacklist and nw i am not eligible for any credit card.. please help me get over this and i wanted that my cbil shud be good. This was all banks and now i am not eligible for any credit.

 

2 Answers

0 votes
answered Sep 14, 2015 by Raja
Dear Suneet

Unless you pay the dues of your earlier credit card, the issuing Bank would not clear your name as defaulter from CIBIL.  I suggest to get in touch with the previous credit card issuer, get into a settlement with certain waiver, pay off the settlement dues to the Bank and then seek restoration of your CIBIL score.

RAJA
0 votes
answered Sep 19, 2015 by Deepak
As regards removal of name from CIBIL black list, you will have to settle outstanding dues, if any, with HDFC Bank and get a no dues certificate from that Bank. The Bank will have to write to CIBIL to that effect. Unless and until your name is removed from the CIBIL adverse list, you will not get fresh credit card or any loan.

 

Thanks and regards

 

Deepak

Related questions

0 votes
1 answer 14 views
0 votes
1 answer 14 views
0 votes
1 answer 15 views
0 votes
1 answer 11 views
asked May 17, 2016 in Others by Palash Kavediya
0 votes
1 answer 13 views
Welcome to BankingComplaint. Any Banking Related Query/Issue- We provide the Best Solution from an Industry Expert.
Ask a question

Privacy: Your email address will only be used for sending these notifications.

Source-Indian Bank Association
Source-Indian Bank Association
Source-Indian Bank Association

Beware of Fraud

Never share your Credit Card/Debit Card No., User Id, Password, PIN, OTP, Secret Question & Answer, 3D Access with anyone.
No person from Bank/DSA will ever ask you the same.

News from Banking Industry

Pac to Examine Banks
Source-Economic Times
No Penalty after Credit Card Due Date
Source-Economic Times
...