Unnecessary debit?

Question

 

Hi mera naam rahul h  20july ko bank dwara ek bike finance krwayi thi, jiski emi har month ki 21 ko jani hoti h lekin 22 ko mujhse cash payment lene k baad mere account se fir 29august ko 2100rs. kaat liye or tabhi se main bank walo k customer care ko call karke bol raha hu k mujhe koi solution do par koi solution btane ki jagah wo kahte h ki aap apne bike walo se baat kijiye or bike walo se baat karta hu to wo kahte hain ke bank walo se baat kijiye.kripya meri help kare ya to amount wapas karwaye ya fir meri is month ki emi mein is paise ko settel karwaye warna main soch raha hu k main apna wo account band kardu jisse emi katti hai na account rahega na hi emi kategi waise aisa karne mein mujhe koi khusi nahi milegi pr main majbur hu

Answer 1

Hi Rahul

The deduction could be towards some pre-EMI or processing fee by the bank for the bike loan.  The clarification has to be given by your bike dealer only, assuming that they might have arranged for the finance from the bank.  Closing the account would be wrong, since in the absence of prompt payent of EMIs, it might entail seizure of your bike, which would dent your image. If felt necessary, in the absence of proper responses either from the dealer or from the bank, you may take up the issue with their management.

RAJA