Money credited fron credit card?

Question

I doesn't have any banks credit card but one person called and told he is an advocat from bank and I took some money from credit card and now bank is going to take an action (police FIR) on me. Regarding the same I already inform to customer care also.

Answer 1

Dear Silu

The person, who called you up, must be a recovery agent for credit card dues.  Since you say, you don't have any credit card, it must be a case, wherein someone might have used your name and documents.  Try to recollect, if someone had approached you in the past with an offer of credit card and might have obtained your personal documents too.  The remedy for you is to prove to the advocate / bank that you never had a credit card / not even applied for one.  Let the bank look into their records to investigate and understand the facts.

RAJA